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Satisfied Houston Real Estate Customers:
"Working with this lady is a true pleasure. In a very
short time Guylaine seems to know just what you want, and what you
don't. She is professional, honest, and so hard working. We would
recommend Guylaine to anyone. Finding a new home can be very stressful,
but Guylaine made it seems so easy; she held our hands every step
of the way, and made it such a pleasure."
Rodney & Jane Brooks
"I both sold a home and bought a home with Guylaine. Her
actions were always very professional, forthright and clear. At
all times I knew she was working in my best interest, often bringing
things to my attention that I had not thought about. I do not
hesitate in recommending Ms. Belley for your real estate needs."
Martha
Stedifor
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Guylaine Belley, Houston Realtor® - With Mortgage Partners
Marilyn Causey and Jonathan Knoblock - a winning combination
HOMETRUST MORTGAGE is a Texas based company that
was founded in 1986. With over 100 years of combined industry experience,
our executive team continues to take aggressive steps to innovate
and improve the industry.
What truly sets Hometrust apart is the personalized service and commitment to our customers. It is our goal to build relationships and provide value beyond the loan transaction. This follow-through accounts for the significant amount of repeat and referral business provided by our past customers. With people moving more frequently, it is nice to know that whether they move across the street or across the country, Hometrust will be with them every step of the way.
Hometrust is a top-tier correspondent lender. Our processing,
underwriting and closing departments reside in-house, which allows us to
retain control of the loan process from start to finish thus permitting
table funding and preventing costly delays. Our volume affords optimum
pricing and allows us to offer rates among the lowest in the industry.
We have the flexibility of a loan broker while maintaining the strength
and capital of a mortgage bank. Our extensive suite of loan programs provide
mortgage solutions for conventional, FHA, VA , as well as sub-prime customers.
We also offer a range of construction and second lien financing products.
Marliyn
Causey is a Senior Loan Officer with Hometrust, and a long-time trusted
partner with Guylaine Belley. She can be reached by calling 281-376-5000
ext. 16, or Toll-Free at 877-742-3028. For more information, please
visit her Web site, MarilynCausey.com.
JONATHAN KNOBLOCK, Branch Manager of 1st
Alliance Mortgage is another of Guylaine Belley's trusted
mortgage partners.
"Should I put 5% down or should I put no money down?" "Should I do a 30 year fixed rate or some type of adjustable rate mortgage?" "Should
I try one of those new types of mortgages with a very low start rate,
or should I use a more traditional type of mortgage vehicle?"
Finding the right mortgage to suit your needs in today's rapidly changing and growing market place can sometimes be overwhelming. Jonathan Knoblock, branch manager with 1st Alliance Mortgage, focuses on helping his clients pick the right mortgage for each of their individual needs through mortgage planning. "Today's
market offers such a variety of products for the client to choose from
that it is sometimes overwhelming, and hard for customers to make a decision
on the right type of mortgage to fit their financial needs. I like to get
to know my clients' needs and goals first to help tailor the right mortgage
vehicle to fit their budget along with their current and long term financial
goals."
Jonathan Knoblock is no stranger to working hard and staying focused on what it takes to help his clients find the perfect mortgage for each of their individual situations. Raising two young boys and co-owning two businesses alongside his wonderful wife, Jonathan knows what it takes and has the passion to help his clients reach their goals and dreams of owning a home, or purchasing a home for vacation or investment purposes.
"I try not to be just another mortgage broker to my clients. I
become their personal mortgage planner."
Jonathan Knoblock - "Your personal mortgage planner"
Jonathan can be reached at 281-315-8700.
Mortgage Calculators
Guylaine Belley is happy to present these useful mortgage calculators for
your convenience. Of course, your mortgage professional is the best source
for definitive answers, but it's good to get a feel for the numbers before
you find that dream home, so you'll know what you can afford.
1. How Much House Can You Afford? helps Guylaine's customers ascertain what they can really afford, after figuring monthly debt into the equation.
2. What Monthly Payment Is Needed for a House with
a Specific Sales Price? If you've found a house that you love
on Guylaine Belley's Web site, this mortgage calculator will tell you what
it will mean to your monthly budget.
3. How Much House Can You Afford with a Specific Monthly
Payment? If you know about how much you can afford per month,
this mortgage calculator will show you how high you can go when bidding
on your new house.
4. How Much is Your Monthly Payment? Perhaps you want
to know how your current house payment would be changed by refinancing
to a lower rate, or how buying a new loan with a different balance would
compare to what you currently pay each month.
5. Is Now a Good Time to Refinance? This mortgage
tool helps you run the numbers so you can see the answers in black and
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